Current Interest Rates are at market lows.  As of 1/9/08 with a 680 fico score and 5% down, rates are 5.75% and you could still buy down your rate.  I can negotiate for the seller to pay for your closing costs and with the extra money left over you will svae by using me as your laon officer, we can buy down the interest rate with the contribution the seller will give you.  I am a realtor and a loan officer, so I have that extra knowledge of the mortgage industry and what loan is best for your personal situation.  Call me to lock your interest rate today while you shop around.  My service is free to you as your buyer's agent and I will set you up on a great deal on a home loan too.

I will find you the best loan and deal on the home!